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The study was conducted by Andrew Aldine, director of financial stability the Bank of England, along with ecologist at the University of Oxford, Robert May.
In addition, Aldine believes that if you look at the dynamic in nature, as given in the transmission of infectious disease or a forest fire, you can make comparisons that help to improve the economic models used to explain, for example, the contagion effect of the collapse of U.S. investment bank Lehman Brothers.
“In October 2008, financial systems and the global economy fell off a cliff,” Aldine told the BBC.

“The conventional economic models used to explain this. However, these cliffs and tipping points are common in natural systems, “added the researcher.
Two lessons
there are two main lessons that the financial world should learn from nature, the study said.

First, is the need to promote diversity in the financial system, and the loss of biological diversity limits the amount of environmental services offered by an ecosystem and endangers the existence of habitat as a whole, the lack of variety in the financial sector increases systemic risk?

“The fragility creates homogeneity,” say the authors. “A time to rebuild and keep the financial system, the regulatory community should give much greater prominence to the objective of encouraging systemic diversity.”

The second lesson from Mother Nature is that the financial system becomes more resistant form by adopting a”modular” to prevent component failure endangers the rest.

A few days ago, I prepared a financial plan for a project and would like to share some thoughts I did about a premise that I have very present in everything I do: “Taking to the Low Cost.” I have the feeling that every time we add a few words to the names of the projects makes they lose value. For example, “Low Cost …” “… ing”, and even, it still seems to end the name of an internet project to length. “Com” is dangerous because some investors are associated with the Boom! Of the “dot com”.

I strongly disagree with this, mainly because things have changed and who do not want to see not evolve like the rest of its competitors, falling behind in the race long and hard to take. Until 3 years ago we had to be neat, make a Business Plan, think a serious name for our project, spend all the money from our savings to launch a beta and transmit “commitment” to prospective investors, etc …

Gentlemen, things have changed. Now we have a lot of technology that allows us to make a “product concept” of our project and launch a robust technology infrastructure and agile enough to start and launch a small demo of it. Very complicated model has to be raised to not be able to find an Open Source platform that allows us to make a first version of what would be the idea in our heads.

To all this we must add the large number of accessible and affordable at our disposal. No longer be required to have a dedicated server to host our project, own email server, a corporate intranet to manage the information we create a physical fax or a large development team to launch our idea.

To give you an idea, this bog has been launched with a budget of 100 € per year and many hours of work by their promoters, while taking other jobs with the role of “Entrepreneurs for others”, we took hours our personal lives – in the evenings and weekends – to promote this bog and the services they offer me through it. With this effort, we have achieved ACPET traffic in 3 months and more than 1500 followers on Twitter in the same period. While we have extensive experience in the technology sector, none of us exercise currently work analysis, development, systems, communications and, of course, we are Community / Social Media Manager…. Therefore, if we are entrepreneurs and we love to innovate to provide our bit.

The chair of Group Scamander, Emilio Biotin, said Wednesday that imposing a tax on the financial sector is not the appropriate measure to prevent the taxpayer has to bear the costs of the crisis, something he described as unacceptable and said the rate would hamper recovery. During his speech at the Third International Conference of Banking and Finance in the City of Scamander in Barilla del Monte (Madrid), Biotin said that “no healthy economy without healthy banks,” so that the private sector and in particular the banks have to have a “key role” in the emerging economic recovery. The conference, which also involved the governor of the Bank of Spain and European Commission Vice President, among others, was held for the first time in October 2008, shortly after the bankruptcy of Lehman Brothers, which marked the beginning of the worst economic recession in recent decades, which “only now” start to recover, Booty recalled. The “decisive” action by governments and monetary authorities two years ago faced the crisis and averted the disaster, as important steps were taken that allowed now have “a recovering economy, a solvent bank even before the crisis and a regulatory and supervisory framework in the process of being strengthened, “he said. The challenge now is to consolidate a sustained growth, underpinned by a sound financial system, sound and efficient, “said Booty, who explained that, therefore, the debate should not focus on taxing the dealer with a special fee, but take measures to enable the financial system to function properly and to reduce the likelihood of new crises. However, while it is clear that the measures taken so far and others that have been announced have strengthened the international financial system, much remains to be done, and in the case of Spain, “it must finish the task” because “the devil is in the details, “he said. In particular, Booty made it a priority to improve monitoring, while stressing the importance of agreement being negotiated in Europe to strengthen the supervisory framework. Also considered essential not to penalize “the essential function of the bank”, financial intermediation and to clearly separate commercial banking from investment banking and the return “all public support.” He said it is necessary to create mechanisms for assessing systemic risks incurred by institutions and allow “orderly exit” or even the sale of those who cannot overcome a crisis. In the international context, the entities that have received aid should return, he insisted Booty, who called for the establishment of the Deposit Guarantee Fund preloads by institutions, as in Spain, and have capacity to intervene in a crisis.